We offer a broad spectrum of programs with exceptional rates for acquisition or refinance of residential real estate. Our focus on providing a superior level of personalized service enables us to intelligently address our client's need and provide an outstanding and competitive mortgage solution. Our programs include:   

Self-Employed Individuals No Income/No Asset  First Time Home Buyers 
30,25,20,15,&10 Year Fixed  7/23 Year Fixed  COFI Adjustable 
3 & 1 Year Adjustable  Convertible Adjustable  No Point Availability 
FHA & VA Loans  Jumbo & Super Jumbos  3% Down Purchase & 100% Purchases  
Construction Loans  125% 2nd Loans  Buydowns/Buyups

For those with difficult credit, we maintain a range of programs to provide financing. We offer a variety of programs for the acquisition or refinance of real estate for individuals with difficult credit. Judgments, late mortgage payments and even bankruptcy, we have a mortgage program to meet your unique situation.