The spaces in which Americans work, shop learn, pray and heal provide the
focal point for many of the activities that constitute daily life. While the
nationís success at fulfilling the basic need for shelter is refected in its
housing stock, the safety, comfort, and utility that are invested in
nonresidential buildings are as important those invested in homes. To a great
degree, it is the nationís office buildings, factories, warehouses, farm
buildings, shopping centers, retail stores, schools, and hospitals that enhance
quality of life. Nonresidential buildings are valued at $4.2 trillion, which
represents an investment of $15,800 for every U.S. citizen. Buildings with more
than 100,000 square feet make up about 2 percent of all office buildings but
almost 39 percent of all commercial office space. There were more than 42,000
shopping centers in the United States in 1997. In 1996, shopping centers
accounted for 52 percent of all non-automotive retail sales.
to extensive capital sources, and a careful evaluation of the
diversified financing alternatives available, we can meet the
requirements of our clients with superior, flexible and
innovative funding programs. We offer well-structured
financing programs that allow you to reap the advantages of
ownership at a predictable fixed rate.
Financing is available on a first mortgage basis to
established retail centers, office buildings, light industrial
& distribution facilities and some special use facilities.
We can provide financing to both Owner Occupied and
Multi-Tenant properties. Our underwriting criteria include a
proven track record of cash flow from the property, a large
proportion of credit tenants with lease terms well beyond the
loan term and both recourse and non-recourse options to the
Extremely attractive long term multi-unit financing is
available for Garden Apartments, Moderate Income and Senior
Housing Tax Credit (Sec. 42) Financing
Debt and Equity available for Low Income Housing Projects.
Shopping Center Financing
Financing available for unanchored and anchored Strip Shopping
Centers and Free Standing Retail locations.
We can construct a blended mix of institutional and private
funds to meet the needs of your project.
Charter can analyze your debt structure and provide
strategies regarding debt reorganization. We help maximize the
value of your assets by turning real estate and other assets
into capital. Whether you need funds for growth,
restructuring, refinancing, acquisitions or buyouts, we'll
work closely with you to develop a flexible and innovative
financing solution structured to meet your needs today and